We turn electronic invoices into negotiable Digital Securities.
Digital Securities Sandbox
PlatformD has been admitted to the Bank of England and Financial Conduct Authority Digital Securities Sandbox.
PlatformD was built on the conviction that compliant decentralised finance was inevitable — that trust would one day move peer-to-peer without intermediaries, and that when it did, compliance would need to be embedded in the protocol itself. We built toward that future financial system that is open by design and inclusive by nature.
Read morePlatformD aligns the interests of investors, suppliers, and corporate buyers — unlocking working capital that was trapped in traditional invoice cycles.
Fund treasurers, family offices, institutional investors
Invest in investment-grade digital securities backed by verified e-invoices — not speculation. Short-duration, asset-backed instruments with real economic activity as collateral.
SME suppliers, manufacturers, service providers
Convert outstanding e-invoices into digital securities and receive the cashflow immediately — without borrowing. No flat fees, no debt on the balance sheet.
Corporate buyers, large enterprises, procurement teams
Onboard your supplier network to PlatformD and give them access to capital market rates — improving supply chain resilience while enhancing your own negotiating power.
Two layers. One coherent system. Every digital security on PlatformD is issued, settled, and governed through purpose-built infrastructure.
Dchain is a qualified public chain purpose-built for regulated financial instruments. Its governance model is designed to be compatible with regulatory oversight, with no dependency on third-party public chains — while preserving optional interoperability.
Built on the Cosmos SDK with full EVM compatibility, Dchain uses CometBFT consensus to achieve deterministic finality — eliminating probabilistic settlement entirely. High throughput with low, predictable fees makes it suitable for capital markets workloads.
Dchain natively tokenises receivables and securities, executing the full securitisation lifecycle onchain. State transitions carry legal significance and serve as the primary integration point for regulated settlement through the Digital Securities Depository (DSD).
PlatformD orchestrates the full securitisation lifecycle: SSI-verified asset and user eligibility, deterministic digital signature and document composition, onchain notarisation, issuance and settlement, waterfall and cash-flow automation, and primary market distribution logic — all legally mapped and auditable.
Smart contracts in EVM and WASM handle deterministic onchain logic, while off-chain orchestration manages non-deterministic inputs — interest rates, documents, and attestations. AI-driven risk analysis is embedded directly into the origination workflow.
PlatformD serves a structured set of regulated participants: Originators (Suppliers and Obligors), Investors and Vaults, Digital SPVs, and Trusted Verifiable Credential Issuers — each operating within cryptographically enforced permission boundaries.
Native Digital Securities are regulated financial instruments that are issued and exist entirely on a blockchain or Distributed Ledger Technology (DLT) from their inception and do not have offchain dependencies. Tokenised Securities are traditional financial assets that exist in the traditional world and are "wrapped" to represent ownership digitally on the blockchain and must be linked to the offchain ownership registry.
PlatformD operates within a Digital Securities Depository (DSD), meaning we can issue transferable, public securities. This is different to private securities. Private securities are issued to a limited group of investors, often under private placement exemptions with limited liquidity, and are not offered to the public or traded on regulated markets, such as stock exchanges.
The Digital Securities Sandbox (DSS) is defining the future regulatory framework for digital assets in the UK. In collaboration with participants, the Bank of England and the FCA are developing rules for the trading and settlement of digital securities – to be added to the Financial Services and Markets Act (FSMA) 2023. DSS participants will be the first entities to operate in compliance with these new regulations. Read all about it here.
PlatformD is deployed on Dchain — a special built layer 1 by DFoundation. Compliant by design.
PlatformD offers SMEs peer to peer, non recourse financing with direct access to capital market rates, no flat fees, full invoice amount discount, and 24/7 instant settlement.
