Onchain Securitisation · From origination to settlement

Changing
Credit Transmission
Forever

We create Investment Grade Digital Securities from verified electronic invoices.

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Regulatory Compliance
Bank of England
FCA

Digital Securities Sandbox

Designed for compliance. Enforced at every step by the protocol.
Every transaction auditable in real time.

Built for real economies.
A radical redefinition of credit transmission.

Bank of England & FCA's Digital Securities Sandbox Gate 1 Entrant.

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Built For

One platform.
Three stakeholders.
Zero intermediaries.

PlatformD turns verified trade receivables into investment-grade digital securities. Suppliers sell their invoices on a 24/7 marketplace and get paid instantly. Investors access a high quality asset class onchain.

Investor

Investment-Grade Digital Securities. Onchain

Asset managers, treasurers, institutional investors

A new asset class: short-duration, investment-grade digital securities backed by verified trade receivables. Each one tied to a single named obligor, not a pool of anonymised receivables and enhanced by a transparent onchain reserve.

  • Public, tradeable, credit-enhanced digital securities
  • Single-obligor exposure: no pooling, no tranching, full transparency
  • Real-time onchain rating: continuously updated, not periodic
  • Bankruptcy-remote Digital SPV issuance with eIDAS-verifiable provenance
Business · Supplier

Get Paid Instantly. Zero Credit Facility Impact.

SME suppliers, manufacturers, service providers

PlatformD turns your confirmed invoices into capital instantly, at rates that reflect your customer's creditworthiness, not yours. No debt. No recourse. No bank in the middle. Zero impact on your credit facility.

  • 24/7 instant settlement on a tradeable marketplace
  • Non-recourse: if your customer defaults, you are not liable
  • Capital market rates anchored to obligor credit, not factoring margins
  • No credit rating required: any supplier qualifies if the obligor qualifies
Obligor · Buyer

Strengthen Your Supply Chain. Better Terms, Zero Cost.

Corporate buyers, large enterprises, procurement teams

Traditional supply chain finance covers your largest suppliers and consumes banking capacity to do it. PlatformD extends financing to every supplier in your network, funded by institutional investors. Your only action: confirm what you already owe.

  • Stronger and healthier supply chain
  • Every supplier covered: micro, global, unrated
  • Zero cost to you, provided invoices are paid on time
  • Better negotiation position
Architecture

One platform.
From Origination to Settlement

From origination to real-time settlement, every digital security on PlatformD is issued, traded and settled through our purpose-built infrastructure.

Dchain
Purpose-Built Authoritative Ledger
Cosmos SDKCometBFTEVM CompatibleDeterministic Finality
DchainPurpose-Built Authoritative Ledger
01

Design Principles

Dchain is a qualified public chain purpose-built for regulated financial instruments. Its governance model is designed to be compatible with regulatory oversight, with no dependency on third-party public chains — while preserving optional interoperability.

02

The Technology

Built on the Cosmos SDK with full EVM compatibility, Dchain uses CometBFT consensus to achieve deterministic finality — eliminating probabilistic settlement entirely. High throughput with low, predictable fees makes it suitable for capital markets workloads.

03

The Function

Dchain natively tokenises receivables and securities, executing the full securitisation lifecycle onchain. State transitions carry legal significance and serve as the primary integration point for regulated settlement through the Digital Securities Depository (DSD).

PlatformDFull-Stack Securitisation Engine
01

The Workflow

PlatformD is a Full-Stack Financial Application, embedding the entire financial market infrastructure into a single platform. Invoices are cryptographically signed at origination under EU-standard digital frameworks, creating a verifiable golden source. Each asset is transformed individually into an investment grade digital security, then distributed directly to investors onchain

02

The Technology

Smart contracts in EVM and WASM handle deterministic execution. AI-driven credit analysis operates alongside cryptographically verifiable, privacy-preserving credentials, ensuring asset provenance and auditability from the moment it enters the system.

03

Integrated Participants

PlatformD serves a structured set of regulated participants: Originators (Suppliers and Obligors), Investors and Vaults, Digital SPVs, and Trusted Verifiable Credential Issuers — each operating within cryptographically enforced permission boundaries.

FAQ

Frequently asked questions

Tokenised securities take an existing instrument, structured and issued offchain, and represent it on a digital ledger. The asset’s provenance is asserted, not proven. Native digital securities on PlatformD are originated, structured, and issued onchain from the start. The asset is cryptographically verified at source. The compliance trail begins at origination, not after migration.

PlatformD issues public, tradeable digital securities through a regulated Digital Securities Depository. Unlike private credit fund structures, these instruments are accessible to a wider investor base without the minimum tickets and lock-ups of traditional vehicles.

The Digital Securities Sandbox is a framework established by the Bank of England and FCA under FSMA 2023, allowing firms to test and develop digital securities infrastructure under regulatory supervision. PlatformD operates within the Sandbox, working directly alongside regulators as the framework for digital securities develops. This does not constitute a full operating licence; it means PlatformD was designed for compliance from inception. Read all about it here.

PlatformD operates on Dchain, a purpose-built Layer 1 designed for regulated financial instruments. Dchain enforces compliance at the protocol level and is secured by a curated network of institutional validators with proven infrastructure credentials.

Traditional invoice financing relies on intermediaries (banks, factors, fund structures, etc) that add cost, delay, and opacity. PlatformD converts verified trade receivables directly into investment-grade digital securities, distributed peer-to-peer to investors on a single platform. No factoring middlemen. No debt. Capital market rates. 24/7 real-time settlement.